News for 'personal finance questions'

'Minister has converted ED into an extended arm of the BJP'

'Minister has converted ED into an extended arm of the BJP'

Rediff.com11 Jan 2024

'Now the political boss decides, and the ED acts.'

'Invest 10-15% Of Your Portfolio In Gold'

'Invest 10-15% Of Your Portfolio In Gold'

Rediff.com1 May 2024

Gold is an excellent asset class for diversification and should be included in all long-term portfolios.

'I've Rs 20L FD. How To Invest in MFs?'

'I've Rs 20L FD. How To Invest in MFs?'

Rediff.com28 May 2024

rediffGURU Ramalingam Kalirajan answers your personal finance queries.

The RBI Way Of Firefighting

The RBI Way Of Firefighting

Rediff.com8 Apr 2024

Why is the RBI harsh on Paytm Payments Bank? Why did it give Rana Kapoor of Yes Bank Ltd such a long rope?Often, it's a long investigation process, but the RBI doesn't discuss this openly since that can threaten financial sector stability, explains Tamal Bandyopadhyay.

Looking For Long-Term Investment?

Looking For Long-Term Investment?

Rediff.com19 Apr 2024

This is a good opportunity for long-term investors to pick quality small and midcap stocks at reasonable valuations.

7 Facts About Filing Income Tax Returns

7 Facts About Filing Income Tax Returns

Rediff.com25 Jul 2023

RediffGURU Mihir Tanna broadly lists the ITRs to be filled by individuals having income from salary, house property, capital gain, business and other sources.

'Can MFs Save Enough For My Retirement?'

'Can MFs Save Enough For My Retirement?'

Rediff.com17 Oct 2023

rediffGURU Ramalingam Kalirajan answers your personal finance queries.

'Shocking That PM Gave Investing Advice'

'Shocking That PM Gave Investing Advice'

Rediff.com7 Jun 2024

'Somebody was using somebody to make statements that will stir the stock market and lead to a surge.' 'A sudden surge and a sudden crash is always an ideal situation for people to make illicit gains and then siphoning off the money.'

World cannot afford a 'crypto mania': Das

World cannot afford a 'crypto mania': Das

Rediff.com11 Jan 2024

RBI Governor Shaktikanta Das on Thursday said the central bank does not "emulate" others when it comes to regulations and asserted that the bank's as well as his own opposition to cryptocurrencies remain unchanged, a day after US regulators allowed bitcoin Exchange Traded Funds (ETFs). He also said that emerging markets and the world cannot afford to have a "crypto mania". "What is good for another market need not be good for us.

'I failed 2 start-ups and lost Rs 2 crores. Pls help'

'I failed 2 start-ups and lost Rs 2 crores. Pls help'

Rediff.com22 Nov 2023

rediffGURU Chandu Nair advises entrepreneurs and enterprises about how to create and build their business.

'Kerala CM, ministers shameless': Guv steps up attack

'Kerala CM, ministers shameless': Guv steps up attack

Rediff.com13 Dec 2023

The Governor and the ruling LDF in the state have been at loggerheads since the Supreme Court verdict quashing the reappointment of Gopinath Ravindran as VC of Kannur University and berating the Left government for its "unwarranted intervention" in the matter.

'I'm in a Rs 70L credit card debt trap'

'I'm in a Rs 70L credit card debt trap'

Rediff.com2 Apr 2024

rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.

'Middle Class Won't Be Affected By Indexation'

'Middle Class Won't Be Affected By Indexation'

Rediff.com26 Jul 2024

'For me, if I want to buy a house to stay, I don't care about indexation because I don't want to sell that house.' 'The only thing that matters to me as a buyer is that the home price should be within my reach.' 'Any market, when speculators and investors go out, it will benefit the middle class.'

Tax Sops Coming In Interim Budget!

Tax Sops Coming In Interim Budget!

Rediff.com23 Jan 2024

To offer additional support at the low end of the income ranges, the Centre will consider a large-scale jump in exemption rates under the old income-tax regime in the vote on account, or interim Budget, according to a senior official in the know. Those will include an extension of the income tax exemption rates close to Rs 7 lakh and additional measures for women farmers.

FMPs Or TMFs? Where Should You Invest?

FMPs Or TMFs? Where Should You Invest?

Rediff.com22 Apr 2024

FMPs remain an option for investors who believe interest rates could head downward over time and wish to lock in the current rates. TMFs have very low expense ratios, which makes them cost-efficient.

BJP likely to keep big 4 portfolios, culture, education

BJP likely to keep big 4 portfolios, culture, education

Rediff.com8 Jun 2024

There is a view that heavyweight portfolios like home, finance, defence and external affairs besides education and culture, two ministries with strong ideological hues, will be kept by the BJP, while its allies can get anywhere between five to eight cabinet berths.

Paytm Crisis: StartUp Founders Take Note

Paytm Crisis: StartUp Founders Take Note

Rediff.com22 Feb 2024

Startup founders need to sit up and think about how not to take stardom for granted and how not to disappoint their fans who have stood in long queues for those precious selfies with popular entrepreneurs, notes Nivedita Mookerji.

Raigad police quiz Edelweiss MD, officials for 8 hours

Raigad police quiz Edelweiss MD, officials for 8 hours

Rediff.com8 Aug 2023

ECL Finance Company MD and three officials were on Tuesday quizzed for nearly eight hours by the Raigad police in Maharashtra probing the alleged suicide of film art director Nitin Desai, an official said.

'Jobs Have To Be Created Everywhere'

'Jobs Have To Be Created Everywhere'

Rediff.com25 Jul 2024

'I found it unbelievable that L&T said 45,000 jobs were waiting to be filled because of unavailability of suitable skillsets.' 'So, when the Opposition sweepingly says there are no jobs, I'm sorry... I'm not saying it's raining jobs, but there are jobs. The (skill) gap has to be bridged.'

New party linked to 26/11 attack mastermind Hafiz Saeed to contest Pak polls

New party linked to 26/11 attack mastermind Hafiz Saeed to contest Pak polls

Rediff.com5 Feb 2024

India has also taken note of reports of Saeed's son Talha contesting elections in Pakistan and said the "mainstreaming" of radical terror outfits in the neighbouring country is nothing new and that it has been part of its State policy for a long time.

40-year-old fintech gurus need 60-year-olds to handhold them

40-year-old fintech gurus need 60-year-olds to handhold them

Rediff.com19 Mar 2024

The message is clear: The 60-year-old wise uncles need to handhold the 40-year-old entrepreneurs when, obsessed with ambition and greed for growth, they become a victim of hubris, points out Tamal Bandyopadhyay.

Interim Budget: No, Just A True Vote On Account!

Interim Budget: No, Just A True Vote On Account!

Rediff.com1 Feb 2024

She has shown shrewdness, sensitivity, and courage. All of these will be needed in ample quantities for the real challenge that will emerge after the elections, notes Shreekant Sambrani.

South will help reach Modi's goal of 370 LS seats: Gadkari

South will help reach Modi's goal of 370 LS seats: Gadkari

Rediff.com31 Mar 2024

The work we have done in the south and the northeast over the last 10 years under Prime Minister Modi's leadership, we have started getting results of the same, he said.

'Use MF money or loan for my child's education?'

'Use MF money or loan for my child's education?'

Rediff.com19 Mar 2024

rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.

Shinde is calling the shots now, not Ajit Pawar: Sena minister

Shinde is calling the shots now, not Ajit Pawar: Sena minister

Rediff.com14 Jul 2023

Pawar, who joined the Shinde government earlier this month, was allocated the same portfolio once again, raising questions as to how the Sena MLAs react.

Why KYC Is Important

Why KYC Is Important

Rediff.com5 Mar 2024

'Clients deemed higher-risk are required to update their KYC more frequently.'

Women's Day Special: Get your finances in good shape!

Women's Day Special: Get your finances in good shape!

Rediff.com8 Mar 2015

You are already a superwoman! Now add another feather to your cap by driving your own financial planning.

HDFC Bank's S Jagdishan: 'Not a P&L person'

HDFC Bank's S Jagdishan: 'Not a P&L person'

Rediff.com8 Jul 2021

'He's at best a holding-CEO. Not one who will re-imagine the bank,' a senior banker and former colleague tells Raghu Mohan about HDFC Bank CEO & MD Sashidhar Jagdishan.

Loans May Become Costlier

Loans May Become Costlier

Rediff.com4 Dec 2023

'Try to obtain a secured personal loan or credit card by offering some collateral, such as a fixed deposit or gold.' 'Not only will this improve your eligibility, but the lender may even offer a lower interest rate.'

'I'm 32. Want to invest 80k in MFs. Help'

'I'm 32. Want to invest 80k in MFs. Help'

Rediff.com20 Dec 2023

rediffGURU Dev Ashish answers your personal finance and mutual fund queries.

'BJP will have no effect. Not even an iota'

'BJP will have no effect. Not even an iota'

Rediff.com18 Apr 2024

'The people of Tamil Nadu in particular Chennai know about the double standards of the BJP. Nothing will work for them here.'

Want To Invest In FDs? Read This

Want To Invest In FDs? Read This

Rediff.com26 Feb 2024

'The barbell strategy says that the best way to strike a balance between risk and reward is to invest at the extremes of the risk spectrum.'

Govt exploring public financing for road projects: Gadkari

Govt exploring public financing for road projects: Gadkari

Rediff.com15 Dec 2021

Speaking during the Question Hour, the road transport and highways minister said the country has set several world records in road construction despite COVID-19. The construction of Zoji La tunnel on the Srinagar-Leh highway will be completed before 2024, while another Z-Morh tunnel will be completed in the next three months, he added.

Self-Employed? Planning Retirement?

Self-Employed? Planning Retirement?

Rediff.com27 Dec 2023

The self-employed should invest in the National Pension System, a government-backed, low-cost retirement avenue where they can choose the mix of debt and equity that is right for them.

When Pranab said, Sonia will not make me PM

When Pranab said, Sonia will not make me PM

Rediff.com6 Dec 2023

"No, she will not make me the PM," was Dr Pranab Mukherjee's cryptic response in a reference to Sonia Gandhi when he was asked by his daughter Sharmistha Mukherjee about his chances of becoming the prime minister in 2004.

132,497 Indians Have Income Of 1 Crore Plus

132,497 Indians Have Income Of 1 Crore Plus

Rediff.com6 Nov 2023

7 states account for over 80 per cent of the total direct tax collections by the Union government.

Electoral Bonds: The Quid Pro Quo Factor

Electoral Bonds: The Quid Pro Quo Factor

Rediff.com3 Apr 2024

Which entrepreneur would willingly part with her or his hard-earned money for grasping, self-serving politicians? asks Debashis Basu.

Electoral bonds: Sibal seeks SIT probe into 'quid pro quo'

Electoral bonds: Sibal seeks SIT probe into 'quid pro quo'

Rediff.com15 Mar 2024

Rajya Sabha MP Kapil Sibal on Friday described the electoral bonds scheme as a 'very big scam' and demanded that a special investigation team (SIT) be set up with court-appointed officials to probe the alleged quid pro quo and wrongdoings under it.

What You Should Know About LRS

What You Should Know About LRS

Rediff.com3 Aug 2023

Keep track of your foreign remittances to avoid giving incorrect declarations as these could be held against you.

ED issues fresh summons to Maha NCP chief Jayant Patil

ED issues fresh summons to Maha NCP chief Jayant Patil

Rediff.com15 May 2023

The 61-year-old MLA from Islampur seat of Maharashtra was issued the first summons for appearance on May 12 but he had sought deferment for about 10 days citing some personal and official engagements.